Risk - Systems Manager (REMOTE)

Company: Railsbank
Location: Portland
Posted on: May 9, 2022

Job Description:

Railsbank is the world---s leading global embedded finance experience platform that gives customers the ability to prototype, build, and scale financial products globally with one contract and one set of APIs. Railsbank is in growth mode with hundreds of clients globally, end-users in the multi millions, Venture Capital funding from top firms like Clocktower Ventures and Visa and the most globally-enabled, digitally-native product in the FinTech platform space. Railsbank is continuing to grow its product capabilities and international expansion and we are also looking to expand our sales footprint into wider economies. We have identified some very exciting sectors where we have already started to gain traction and are therefore looking to grow the Sales Team. It---s an extremely exciting time and the potential for companies to use Railsbank to power and deliver their customer---s financial experiences is enormous. The Role: As a Risk Operations Manager within Credit and Fraud Risk, you must have a superior blend of business, analytical, presentation, and project management skills, and the ability to develop strong relationships with key business partners. You will support the Credit and Fraud Risk team by understanding the systems and tools needed to develop and implement our Credit and Fraud Risk application strategies, along with understanding the data sources we will use and the best approach for integrating them into our core systems. You will work closely with the Credit and Fraud Risk strategy analytics teams to adjust existing and implement new acquisition strategies in our Decision Engine. Primary Responsibilities: Experience integrating 3rd party data providers for Credit and Fraud Risk acquisition for both Prime and Subprime credit - focus on credit cards Recent experience working with and developing in a Decision Engine within Financial Services Implement developed credit and fraud rules and scores into our real-time authorization Decision Engine Support development of an optimized application flow with Acquisition Strategy team and other internal partners Work closely with the strategy analytics teams, implementing existing and new credit and fraud application risk strategies Work closely with internal stakeholders to understand and develop requirements for strategy rules Implement into development, test, and production environments, provide proper and complete testing (including regression testing) to ensure that the implementation will perform as expected Document all work undertaken in accordance with agreed standards Partner with our database and reporting teams to provide data mapping requirements for external data sources. Develop, maintain, and monitor Fraud/Credit attributes from both external credit bureau data as well as internal customer behavior data Support the development of reports to monitor the performance of Credit and Fraud rules and scores, and effectiveness of their use Qualifications 6-8 years of relevant work experience with a Master's degree (preferred) in Statistics, Economics, Engineering, Finance, Mathematics, or a related quantitative field Experience in the bankcard industry at an application/account level with experience using both Credit and Fraud data providers Experience with decision engine/rules management software Experience with reporting tools and basic reporting Experience working with JSON/XML Credit Policy Analyst, Decision System Analyst, Rules Developer preferred Experience with query/analytic tools (SQL, Python, R) Superior communication, organization, presentation and data visualization skills Proven ability of multi-tasking and problem solving

Keywords: Railsbank, Portland , Risk - Systems Manager (REMOTE), Executive , Portland, Maine