Mortgage Loan Originator
Company: NBT Bank
Posted on: November 18, 2023
This job includes a base rate plus commissions. Total Potential
Annual Earnings: $33,280 - $220,000
Sells and originates residential mortgage loans according to
established policies, procedures and applicable legal and
regulatory guidelines. Develops plan to achieve sales goals,
maintains network of outside referral sources in assigned
territory. Meets with prospects, explains variety of mortgage
products and services available, and negotiates terms and
conditions of loans within approved authority and finalizes sales.
Sells other NBT Bank products and services as appropriate.
Coordinates the application process and follows it through to
closing. Coordinates sales and product training activities with
Education and Experience:
Associates degree with emphasis on business, finance, or
marketing/communications; or equivalent education and
2-5 Years prior sales experience
Skills and Abilities:
Proficient with Microsoft Office - Word, Excel, PowerPoint,
Ability to cold call prospects; network and develop outside
Strong Verbal and Written Communication skills
Ability to multi-task in fast paced environment
Knowledge of a variety of mortgage loan products
Ability to analyze credit reports and income and asset
Unique Job Characteristics and Requirements:
Flexible schedule includes evening hours and managing timely
workflow. Requires evening and weekend hours for meetings,
appointments, and business/industry networking events. NMLS
Certification required or ability to obtain upon hire.
40% Originate mortgage loans and participate in related business
development activities. Develop plan to achieve sales goals,
develop and deliver sales presentations, attend industry networking
events and contact realtors, builders and developers to build a
network of outside referral sources. Coordinate sales and product
training activities with retail branches.
35% Meet with prospects, explain variety of mortgage products and
services available and offer recommendations based on evaluation of
individual prospect needs.
10% Negotiate terms and conditions of loans within approved
authority and finalize sales. Attend closings as needed. Sell other
NBT and services as appropriate.
10% Obtain and analyze pertinent financial and credit data. Ensure
the preparation and processing of forms and legal documents
required for loans. Create system files with documentation for
underwriting, and regulatory purposes.
5% Other duties as assigned.
Communicate effectively with internal and/or external customers
Stationary 50% of time
Move about within or between locations
Bend, Twist, Crouch, Squat
Move Objects to Maximum 10 lbs
NBT Bank offers a stimulating work environment that recognizes
talent and encourages teamwork. Our employees benefit from a total
compensation package, including competitive salary, bonuses and a
wide range of benefits for eligible employees - like our Student
Loan Repayment Program. Join NBT Bank and build your career through
the many growth, learning and collaborative opportunities made
available across the company.
EEO is the law
EEO is the Law Poster Supplement
Pay Transparency Nondiscrimination Provision
Family Medical Leave Act (FMLA) Poster
Employee Polygraph Protection Act (EPPA)
NBT Bank is an equal opportunity employer and fully supports a
diversified environment. We do not discriminate against any
applicant or employee because of race, color, religion, sex,
national origin, age, disability, sexual orientation, marital
status or veteran status, recently separated veterans, genetic
information, victims of domestic violence and stalking or any other
class protected by Federal, State or local law. This policy applies
to all terms of employment.
NBT Bank is inclusive and supportive of individual needs. If you
have a physical or other impairment that might require an
accommodation, including technical assistance with the Careers
website or submission process, please call 1-888-804-1771 or
contact us via email at firstname.lastname@example.org. The Human
Resources Shared Service Center hours of operation are Monday
through Friday, 8:00 AM to 5:00 PM EST.
Keywords: NBT Bank, Portland , Mortgage Loan Originator, Other , Portland, Maine
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